This section of the Retirement Management Website deals with the most important subject that will contribute most to how you spend your retirement years.  Just as your education and training help determine the type of job you get and your income, pre-retirement preparation and planning determine the type of retirement you'll have and your retirement income.  Setting retirement goals, building a retirement nest-egg, determining how much money you'll need to retire, making sure all pre-retirement steps are covered, and picking the right time to retire are crucial.

I know that it's difficult to begin thinking about retirement planning early in your work life.  There are usually more pressing issues dealing with family, home and career.  However, it's never too early to start, and the sooner that you start, the earlier that you'll be making important financial decisions that consider your eventual retirement.  Due to the compounded growth of your investments over time, the earlier the better.